can i get life insurance without a medical exam
Life insurance can help protect your family members when they suffer the loss of a breadwinner or stay-at-home parent. Purchasing life insurance without a physical is typically a straightforward simple process.
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Whole life can take a while to get.
. Depending on the carrier and type of coverage your application and policy issuance can take just minutes to. Most life insurance policies will require that you answer medical questions and submit to a medical exam. Seniors have excellent options for no medical exam life insurance.
This type of policy has a guaranteed payout when you pass away which means it has a tangible cash value. It usually requires getting a medical exam and a few other steps which could take a few weeks or months. Your specific needs will determine the ideal face amount and policy type.
No-exam policies exist but. Life insurance allows a family to help maintain its standard of living by providing income-tax-free money to help pay for funeral expenses pay off the mortgage set aside college tuition for the kids and help provide financial peace of mind after the loss of a loved one.
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